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Mortgage Glossary

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Coastal Pacific Mortgage

5530 Birdcage Street Suite 110
Citrus Heights, CA 95610

916-844-1292

916-844-1299

NMLS: 1477

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Licensing Privacy Policy Accessibility Statement

Equal Housing Lender. Credit on approval. Terms subject to change without notice. Not a commitment to lend. Loans made or arranged pursuant to a California Finance Lenders Law license. Coastal Pacific Mortgage is a DBA to Pacific Residential Mortgage, LLC AZ BK 0945669 | Texas Complaint and Recovery Fund Notice | www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1477

USDA - Some state and county maximum loan amount restrictions may apply.

Reverse Mortgage - Contents not provided by, or approved by FHA, HUD or any other government agency. At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds; charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees; the loan balance grows over time and interest is charged on the outstanding balance; the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; interest on a reverse mortgage is not tax deductible until the borrower makes partial or full re-payment.